PlushCare review
The only provider we verified that is genuinely in-network with major insurers
Reviewed August 25, 2026 · Visit PlushCare
Overview
What PlushCare is
PlushCare is structurally different from most of this category: it is in-network with major insurance carriers, so the visit itself can be billed to your plan rather than paid cash. Membership is $19.99/month, the lowest we verified, because the model is a real medical practice with insurance billing rather than a cash subscription wrapped around a compounding pharmacy. It also publishes clear eligibility criteria and states plainly that it does not treat patients with symptoms of an active eating disorder — a screening position most competitors do not put in writing.
Treatment options
- Branded GLP-1 injections
- Oral GLP-1
- Physician video consultations
Branded vs compounded
Branded only
Prescribes FDA-approved branded products only. Higher cost, but the supply chain and dosing are the ones studied in the trials.
Branded medications
- Zepbound
- Wegovy
- Saxenda
- Mounjaro
- Ozempic
- Victoza
- Rybelsus
Compounded medications
None offered
Best for
People with commercial insurance who want a real physician visit billed through their plan, and who can get the drug covered separately.
Limitations
PlushCare solves the consultation, not the drug cost. If your plan excludes GLP-1s for weight management — as many do — you are left facing roughly $1,000/month by PlushCare's own estimate.
Pricing
What it costs
Every figure below is published by the provider. Where a price is not published, we say so rather than estimating.
What the membership includes
- Same-day appointments seven days a week
- Unlimited messaging with your care team
- Discounts on lab tests
- Free memberships for family members
| Medication | Published price | Note |
|---|---|---|
| Initial visit with in-network insurance | Most patients pay $30 or less | PlushCare's published figure |
| Initial visit without insurance | $129 | — |
| GLP-1 medication out of pocket | Usually about $1,000/month | PlushCare's own published estimate, not a PlushCare price |
How it works
Process, eligibility and logistics
- Consultation process
- A live video visit with a physician is required — you meet a doctor on phone or computer rather than completing an async questionnaire alone.
- Eligibility
- Type 2 diabetes, a BMI of 30, or a BMI of 27 with one weight-related medical condition. The site states explicitly that it does not treat patients with symptoms of an active eating disorder.
- Who prescribes
- Physicians conducting live video visits, with an ongoing care team reachable by unlimited messaging.
- Lab requirements
- The site states lab work is often required. Membership includes discounts on lab tests.
- Ongoing support
- Same-day appointments seven days a week, unlimited messaging with the care team, and free memberships for family.
- Nutrition & coaching
- Not disclosed on the provider's site
- Pharmacy fulfilment
- Prescriptions are sent to the member's pharmacy of choice.
- Shipping
- Not disclosed on the provider's site
- Insurance
- In-network with most major insurers, with Aetna, Humana and Cigna named. The site notes that not every plan will cover the medication itself even where the visit is covered.
- HSA / FSA
- The site states patients can save an average of 30% using pre-tax HSA or FSA dollars.
- Cancellation
- Membership can be cancelled at any time.
- Refunds
- If PlushCare is unable to treat you, it states it will provide a full refund. Medication and lab costs are excluded from that refund policy.
Assessment
Pros and cons
Editorial judgment applied to the published facts above.
Pros
- Genuinely in-network with major carriers — the visit can run through your plan instead of being cash-pay
- Lowest verified membership fee in this set at $19.99/month
- Requires a live video visit with a physician rather than async-only intake
- Publishes real eligibility criteria and an explicit eating-disorder screening position
Cons
- Does not dispense medication or offer compounded options, so drug cost is entirely on you and your plan
- PlushCare's own published estimate for out-of-pocket GLP-1s is about $1,000/month
- No published shipping or direct-fulfilment option — you use a retail pharmacy
- No published nutrition or coaching programme, unlike most competitors at this price
Alternatives
If PlushCare isn't right
LifeMD
Branded-only prescribing with an insurance-navigation focus and a published weight-loss guarantee
$149/month after the first month
Amazon One Medical Weight Loss Care
The most thoroughly published eligibility and lab criteria of anyone we reviewed
Care from $39
Sesame
A marketplace rather than a clinic, routing self-pay buyers to manufacturer pharmacy pricing
Membership not published
PlushCare: frequently asked questions
Does PlushCare take insurance for GLP-1 visits?
How much is PlushCare membership?
What are PlushCare's eligibility requirements for GLP-1s?
Does PlushCare offer compounded semaglutide?
Sources
Verified August 25, 2026. Prices in this category change frequently — confirm current details with the provider.
Medical disclaimer
This review is editorial research about a commercial service. It is not medical advice, and it is not a recommendation to start, stop or change any treatment. GLP-1 medications are prescription drugs with real contraindications and side effects. Decisions about whether they are appropriate for you belong with a qualified clinician who knows your medical history. Prices and terms in this category change frequently — we publish the date each review was verified and link every source, but you should confirm current details with the provider before purchasing.